In the carrying out of its debt recovery activities CCMS may collect, record, use and disclose personal information about a person who is;
- a client of CCMS
- a debtor, guarantor or referee of a CCMS client
- a contractor or supplier of goods and services to CCMS
Information collected will vary depending upon the nature of the persons relationship with CCMS. It may include but not be limited to;
- name, address and contact detail
- financial circumstances, income, liabilities and commitments
- credit card and bank account detail
- employment status and history
Where possible we collect personal information directly from the individual concerned however if this is not possible may collect if from other permitted sources such as;
- commercial public databases and publications
- a client of CCMS
- third parties such as family members, work colleagues, referees, friends.
Where information is collected from third party sources we will ensure reasonable steps are taken to make you aware of how to contact us to access this information, how and why we collected the information and what we will do with the information. In some instances it may be necessary to collect sensitive information such as information in respect to a person’s:
- health
- racial or ethnic origin
- political opinions or associations
- criminal record
- religious or philosophical beliefs
- memberships of a professional or trade association
Sensitive information is only collected with the persons consent or when we are otherwise legally entitled to do so.
